You've trusted MyWealth with the big money decisions. Apex Money helps with everything in between.
Apex Money brings your everyday money, savings goals, mortgage, other debt and KiwiSaver into one clear plan, built around your life.
No bank login needed. NZ$2.99 a month for MyWealth clients. Cancel anytime.
Not sure where to start? Take the two-minute money quiz
Clarity where it matters.
A lot of possibility.
Whatever stage of life you're at, Apex MoneyMap will help you see your complete financial picture, giving you structure and clarity.
The bills are paid, but you're not always sure what's left or whether you're getting ahead.
You're saving, paying off a mortgage or clearing a loan, and want to understand how you can improve your position.
You have things you want to do. You'd like a plan that connects the money you earn today with the life you're working towards.
You don't need to have it all figured out. You need a place to start.
At My Wealth we have sat across the table from hundreds of New Zealand households. Different incomes, different stages of life, different goals. But the same questions kept coming up between appointments.
Advice helps with the big decisions. What clients were missing was a simple way to keep track of everyday money, see how it all connects and stay on course until the next conversation.
The Apex MoneyMap is the result: a planning tool shaped by what My Wealth clients told us they needed.
You helped us see the problem.
Now we'd love your help shaping the answer.
Covering the bills is one part of the picture. Making room for savings, getting ahead on your mortgage and planning for later in life is another.
You might be wondering whether your money could go further, or simply where to start.
Apex Money shows you how your everyday choices, savings, mortgage and KiwiSaver fit together, so you can try out options and give your money a clearer direction.
Make a plan for today. Build more possibilities for tomorrow.
Give your everyday money a clear job. Plan how much to set aside for bills, spending and savings, so you can see what's available and how it supports your goals.
See what different repayments could change. Explore how changes to your repayments could affect the time it takes to pay off your mortgage and the interest you could pay.
Make a plan for the debt you want to clear. Bring your short-term debts into view and explore how different repayments could help you work towards paying them off.
Look further ahead. Explore how your KiwiSaver balance could grow over time and what different scenarios could mean for your future.
Projections are estimates based on assumptions, not guaranteed outcomes.
Help the people you trust know where to look. Keep a record of important accounts, insurance and financial information in one place, so someone close to you has a starting point if they ever need to help.
Your banking app shows you a balance. Apex Money shows you a plan.
Right now, you enter what matters yourself, so you see it, think about it and decide what happens next. You never need to share your bank login.
Add your income, expenses, balances and the parts of your financial life you want to plan for.
Try different savings and repayment scenarios to see how your choices could affect your plan.
Use the picture you've built to decide what to focus on, then return to your plan as life changes.
“In my work at My Wealth, I often meet people who are working hard but still feel unsure about whether they’re getting ahead. Those conversations are why I started building Apex Money: a practical way to see how everyday money, debts and future goals fit together. I want people to feel more confident making decisions and have a plan they can use in real life.”
“My mission has always been to spread happiness, and money stress gets in the way of that more than almost anything. I've seen how a clear plan changes what people believe is possible for themselves. I joined Apex Money because everyone deserves to feel capable with their money, not anxious about it.”
“I joined Apex Money because I believe everyone deserves the guidance and financial education to work towards their goals, whatever their starting point. Everyone's financial situation is different, but understanding it makes all the difference. I want to help close the gap between wanting something better and knowing how to get there.”
You might be building, protecting or simply keeping track of what you have. Wherever you're starting from is fine.
Before we open Apex Money to everyone, we're inviting MyWealth clients to join first, as our founding members. It's our way of saying thank you.
This is an early version, and we're still refining the experience. Tell us what helps, what feels confusing and what you'd like to see next. Your feedback shapes what we build.
Public founding members will pay NZ$7.99 a month. As a MyWealth client, you pay NZ$2.99 a month for your first 12 months.
NZ$29.99a year
Billed once a year. Save NZ$5.89 compared with paying monthly.
Choose annualApex Money doesn't replace your MyWealth adviser. It helps you keep track between appointments, so your next conversation can start from a clearer picture.
Need to talk about your mortgage, KiwiSaver, investments or wider plans? Book your next appointment any time.
Kobus VenterKobus, who is building Apex Money, is also a co-owner of MyWealth, where he works as a financial adviser.
Advice appointments are a separate service from your Apex Money subscription.
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From mortgage rates and KiwiSaver to savings and everyday planning, our Monday update connects the headlines with practical questions worth asking.
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By subscribing, you agree to receive the Monday money update by email. Unsubscribe anytime. See our Privacy Policy. Newsletter content is general information and does not constitute personalised financial advice.What to expect
Apex Money grew out of conversations with MyWealth clients, so we wanted you to be first. This founding-member rate is our thank-you, and it's only available to MyWealth clients.
No. Apex Money is a planning tool for your everyday money. Your adviser is still there for personal advice, and you can book an appointment any time.
Please read our Privacy Policy for details about how your information is used and who may access it. Contact MyWealth with any questions before entering information.
No. You enter your own figures, so you can start building your plan without connecting your bank account.
Monthly is NZ$2.99 a month. Annual is NZ$29.99, paid once a year, which saves you NZ$5.89. Both protect your MyWealth Beta rate for your first 12 months.
You can cancel anytime. On the monthly plan, you keep access until the end of the month you've paid for. On the annual plan, you keep access until the end of the year you've paid for.
The public launch will not change your MyWealth Beta rate during your first 12 months. Monthly members pay NZ$2.99 a month, and annual members pay NZ$29.99 for their first year. If you cancel and rejoin later, the offer available at that time will apply.
It's a short starting point to help you explore your priorities and discover which Apex Money tools could be useful to you. You can answer without looking up financial figures. It's separate from setting up your money plan, where you'll enter your own numbers.
No. Apex Money is a planning tool that helps you understand your own numbers. It provides general information, not personalised financial advice. For advice about your own circumstances, talk to your MyWealth adviser.
Please read our Privacy Policy for details about how your information is used and who may access it. Contact MyWealth with any questions before entering information.
